Within the UK they are extremely fortunate to have the National Health Service, affectionately known as the NHS, whilst the rest of the world relies, on part, Health Insurance Plans or a much smaller free health service in conjunction with Health Insurance Plans. But while the NHS and other scaled down free health services do a good job in very difficult circumstances, you still might not receive your treatment as quickly as you’d like – and waiting can be both emotionally or physically difficult to endure. Thus Health Insurance Plans can offer you the reassurance of knowing that, should the need arise, you and your family will enjoy medical treatment privately, afforded by the Health Insurance Plans without waiting for the free healthcare to treat you.
A majority of people when looking at this subject often ask themselves why should I get cover when the real question they should ask is do I need to be healthy? Surely your health and the health of your loved ones are of the highest priority! If you insure your car, house and pet then it makes perfect sense to insure yourself and your family for those unexpected occurrences which can happen when you least expect it, and what better way than by using the Health Insurance Plans that are available to you.
We all play, whether knowingly or unknowingly a vital role at work and at home that can leave little time for illness. Being healthy, responsible, happy, fit and reliable help us succeed in these roles. Can we afford to be away from our places of work for long periods of time and can your family or relatives manage if you were not up to it? I would suggest that the answer is a simple no, so Health Insurance Plans should be considered a very good protection option.
Individual and Family Health Insurance Plans can be obtained with some careful research on Health Insurance Companies or by using the various comparison websites to obtain quotes but be careful to look at the various Health Insurance Plans available and the policies as they can vary between the different companies or providers.
It can be a bit of a challenge today to find the right Health Insurance Plans for yourself and your family because of the diverse options available. However, when you are choosing Good Health Insurance Plans, don’t simply base your decision on the cost of the monthly premium. Know the details of the Health Insurance Plans – what it covers and what it doesn’t cover. Understand what your needs and your family’s needs are when you are deciding on what Health Insurance Plans to get. Should the Health Insurance Plans cover just you or should it cover you and your spouse? Should it cover you and one child or do you Need Health Insurance Plans that will cover your entire family?
The next step is to find out the health needs of everyone whom you want to include in the Health Insurance Plans. This step can be quite complicated when researching Health Insurance Plans. Are you and the others in good health overall? Does anyone have any pre-existing conditions? Would you at any time feel the need to approach certain medical specialists or institutions? Once you answer these questions, you will be ready to start choosing the appropriate Health Insurance Plans.
Most Health Insurance Plans offer a core cover which has standard benefits such as In-patient and Day-patient cover, MRI, CT and PET scans, hospital cash benefit, various cancer cover, home nursing, private ambulance and parent accommodation. From there you can add and take away various options to suit you and your family’s needs of the Health Insurance Plans but beware as the price will vary accordingly.
Some questions to ask yourself during this process are as follows:
Are there Health Insurance Plans and policies that help me find out what’s wrong if I’m ill?
Which Health Insurance Plans and policies help my family find out what’s wrong if they’re not well?
If something’s wrong, which Health Insurance Plans and policy helps me get prompt, private treatment?
Which Health Insurance Plans and policy gives me health Insurance Cover if I’m living or working overseas?
Is there Health Insurance Plans or policy that gives me a regular income if I can’t work due to illness or injury?
So, are Health Insurance Plans a luxury or a necessity? In countries with a National Health Service that currently has free access for whatever illness you may contract, you have no actual Need For Health Insurance Plans .but keep in mind that because of the global economic downturn and the ongoing cuts in the free healthcare service what kind of health care will you get and how long will you have to wait before you are cured. You could say that since we all have use of trains, busses and other forms of public transport you really have no actual need for a car. Yet many households have at least one because it makes life so much easier! It’s more dependable and reliable and although it is an extra cost to the people it has become some might argue, part of the higher standard of living that we work hard to keep and maintain. Should Health Insurance Plans be considered as part of this standard?
You don’t strictly Need Health Insurance Plans, but do you really need the stress of worrying and waiting either. The reassurance, confidence and peace of mind knowing that you will receive prompt treatment, in quality hospitals of your choice with great medical staff, at a time and place of your choosing is a small price to pay for Health Insurance Plans.
Good health is certainly not a luxury, nor is high quality care when you or a loved one is ill. And since the over-stretched and under-funded Free Health Care service simply cannot be relied upon to provide this, despite there worldwide reputation, Health Insurance Plans are often the only option to bridge the gap.
So in conclusion I would say that there are few things in our lives more important than our health so therefore there are few better investments than Good Health Insurance Plans that are designed to help you maintain it.
Cheaper Health Insurance Plan – Steps To Save
It will surprise you to know that about 20% of all American are without Health Insurance of any sort. This is based on a report by the American Census Bureau. And this could have been worse knowing that it was Group Health Plans that have made Health Insurance Affordable for a good portion of people who have it.
This is a serious issue as this suggests that many Americans might not have health due to the withdrawal of Group Health Insurance by many employers. Health care cost is increasing and a few of them can simply remain profitable with such additional financial strain.
This implies that for most individuals to have any type of health insurance, they’d have to provide for themselves. The importance, therefore, of knowing ways to get more Affordable Health insurance premiums can’t be stressed enough. I’ll share a number of ways that will help you bring down Your Health Insurance rates or attract inexpensive Health Insurance Quotes…
Smokers attract rates that are twice or more that of non-smokers. It’s a sure fact that smokers are prone to many health conditions and that they also die young.
It costs insurance carriers much more to give health insurance to smokers because of the bad risk they are to them. If you can abstain from smoking you’ll get rates that are remarkably cheaper when you reapply after 12 months.
Overweight people get a lot more in rates than individuals with normal weights. An insured’s Body Mass Index (BMI) is a serious factor that determines how much you pay as rate.
If your Body Mass Index rating is high, your rates will be expensive. The more extra weight you have for your height and sex the higher your Body Mass Index rating will be. Do your best to shed excess weight since dropping even a few pounds could put you in another Body Mass Index rating which means more affordable premiums.
It’s now clearly known that smoking will attract higher rates. What people might not know is that the same also applies if you use any other type of tobacco product. For instance, you’ll get a more expensive premium if you chew or snuff tobacco.
So, you’ll help yourself get cheaper rates if you avoid tobacco use in any form.
You’ll attract less expensive rates if you opt to pay your premiums yearly and not monthly. You may be told paying monthly is less stressful but what you’re not told is how much extra you pay for this.
There are transaction fees that are incurred when processing a check. For twelve payments (that is, your monthly premiums) you’ll have a sum of twelve transactions. This implies that transaction fees would be twelve times more for those who pay monthly.
That is just part of it: Insurance companies also incur certain administrative costs for your monthly premiums. For instance, it costs some money to send payment notices each and every month.
The additional administrative cost to an insurance provider is ultimately paid by you (that’s in addition to their own markup for giving you such a “convenient” option).
Unleash Your Vitality: 8 Simple Steps to Maximize your Health (with Nutrition) , selling for brand new. Manufactured by Help for Health Press.
Unleash your Vitality: Disease is on everybody’s mind nowadays, and if we want to change that, we should think about preventing it. Unleash Your Vitality is a step by step guide, which will show you what to do to prevent becoming ill, while being able to live a long revitalized and happy life.
In this book you will learn how to:
* Strengthen your immune system, and keep disease at bay. Once you’ve reinforced your immune system, you won’t have to worry about illnesses, allergies or cancer
* Become more energetic and do anything you want and enjoy, without feeling tired. Low energy is the first symptom of your health being affected, but it can be restored with a good balance of nutrients
* Increase your bone strength and reduce inflammation
* Look your best. The way your skin, hair, and nails look depends on the quality of nutrients you have in your diet. Wisely chosen supplements will make you radiant with health
* Boost your brain activity and become smarter. The brain is in constant need of vitamins, so adequate levels of these will help you learn and improve your attention and concentration while also preventing Alzheimer
This book goes beyond these problems, and illustrates how you can dramatically improve your life, just by making a few smart changes.Are you ready?
“Insufficient vitamin intake is apparently a cause of chronic diseases. Most people do not consume an optimal amount of vitamins by diet alone. It appears prudent for all adults to take vitamin supplements.” ~Journal of American Medical Association
“Investing in your health is the best retirement plan ever. If you do not invest in your health you do not need a retirement plan at all !”
What others said:
Gets to the core of getting healthy : A well written book that gets to the core of getting healthy. Intuitive eating isn’t good enough. With ‘Nutrition’ you will leap into vitality. Superfoods, supplements, life style and self monitoring. Just too much to mention. Get the book, it’s an easy read!
~Wim Huppes MD ,internist, auteur The Dutch Institute – Huppes Kemp
a much needed -walkup call- Dr. van Overbruggen’s book provides a much needed -walkup call- to take charge of your health or likely risk the dire consequences. His style in uniquely engaging,energizing, and very interactive with the reader. It is certainly worth your valuable time to place yourself on the road to radiant health.
~Brian Peskin MD, Author ‘Hidden Story of Cancer’ and ‘Radiant Health’
Food is medicine, perhaps the most powerful drug on the planet: There is one place that nearly everything that matters today in the world converges.It is our fork, and what we decide to put on it every single day is of utmost importance.
We need a real food revolution exactly the kind that Rob A.A. van Overbruggen simply and evidently described in this book. As a doctor, it is my job to figure out the best way to keep my patients healthy. We now know that food is medicine, perhaps the most powerful drug on the planet with the power to cause or cure most disease. If food is more than just calories, if food is information that controls every aspect of our biology and health, then I better know what to advise people to prevent treat and even reverse chronic disease. In this this book, Rob talked about facts that amazed me but it’s the ugly truth as he said, and we all must know it. You’ll enjoy your reading journey from the start till the end with up-to-date, evidenced based information that will transform your life.
I would like to express my sincere gratitude to Rob A.A. van Overbruggen and to take this opportunity to let you know how much I respect and admire you as a dedicated professional who has a message to deliver to all persons all over the globe.
Laila Moustafa Kamel MD
This is a wonderful and practical guide to improve your nutritional status and antioxidant defenses
~Prof. Dr. M. Maes MD Ph.D.