Health Insurance Plans

Health Insurance Plans

Archive for November, 2011


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Why Choose Family Floater Health Insurance Over Individual Life Insurance Policy?

Generally if the research surveys are to be believed, 65 percent of the people in India are unacquainted with how much Insurance Cover they actually need. A lot of the insured people are not 100 % covered and the remaining do not yet understand what kind of policies there are and which one can work best for them. Health Insurance, medical insurance, Family Health Insurance is some of the newer kinds of insurance which offer a vast coverage to the insured person.

One of the most important policies nowadays for a family is the health insurance. Now a days many insurance companies offer wholesome Family Health Insurance policy which covers the whole family within one policy. Family Floater Plan is one such Health Insurance Policy. Simply, when an Individual Health Insurance is extended for an whole family, it gets converted and comes to be known as the Family Floater Plan. It’s a really feasible solution to select insurance for the whole family as it reduces cost as compared with when taking individual Life Insurance Policies.

Family Floater Health Insurance Policy is considered as one of the most apt and truly reasonable Health Insurance policy which covers the whole family’s health insurance needs. Family Floater plans are thus becoming popular and find benefit with most families. However, before one invests in a Health Insurance Plan, ample research, study and analysis has to be executed regarding the needs and needs of a certain family. Also one needs to check between the various insurance policies of several companies in order to find out the very best Health Insurance Plan for the family.

A few points that work towards the insured person/family to be considered when looking for family floater health insurance:

* Family floater plans mostly are less costly in comparison to when a family has personal life Insurance Plans for each individual member of the family.

* There won’t be any per specific illness limit or even restriction.

* Health insurance policy would include hospitalization charges that occur because of a long drawn illness, accident, operation needs, and so on. It also covers pre and post hospitalization expenses and also ambulance and nurses charges.


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